Cookie Policy
How we use cookies and similar technologies
This Cookie Policy explains how iCheck uses cookies and similar technologies to recognize you when you visit our Platform. It explains what these technologies are, why we use them, and your rights to control our use of them.
1. What Are Cookies?
Cookies are small text files that are stored on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.
1.1 Types of Cookies We Use
Essential Cookies (Strictly Necessary):
- Enable core functionality like security, network management, and accessibility
- Required for user authentication and account security
- Store your session information
- Remember your cookie preferences
- These cannot be disabled as the Platform won't function properly without them
Functional Cookies:
- Remember your preferences and settings
- Store your language preference
- Remember your login information (if you choose "Remember Me")
- Enable personalized features
Analytics Cookies:
- Help us understand how visitors use our Platform
- Collect information about which pages are visited most
- Track user journey and behavior patterns
- Help us improve website performance
- All data collected is anonymized
Marketing Cookies (if applicable):
- Track your browsing activity across websites
- Deliver relevant advertisements
- Measure advertising effectiveness
- We currently do not use marketing cookies
2. Specific Cookies We Use
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
icheck_session |
Maintains your login session | Session | Essential |
XSRF-TOKEN |
Security - prevents cross-site request forgery | Session | Essential |
remember_token |
Keeps you logged in (if enabled) | 14 days | Functional |
cookie_consent |
Stores your cookie preferences | 1 year | Essential |
_ga |
Google Analytics - visitor tracking | 2 years | Analytics |
_gid |
Google Analytics - session tracking | 24 hours | Analytics |
3. Other Tracking Technologies
3.1 Web Beacons (Pixels)
We may use web beacons (tiny graphics with unique identifiers) to:
- Track email open rates for our notifications
- Understand which features are most popular
- Analyze platform performance
3.2 Local Storage
We use browser local storage to:
- Store user preferences
- Cache data for faster page loading
- Maintain app state in single-page applications
3.3 Session Storage
Temporary storage that is cleared when you close your browser:
- Form data during multi-step processes
- Temporary navigation state
- Draft content before submission
4. Third-Party Cookies
We may allow trusted third-party services to set cookies on your device:
4.1 Google Analytics
- Purpose: Website analytics and performance monitoring
- Data Collected: Anonymized usage statistics
- Privacy Policy: Google Privacy Policy
- Opt-Out: Google Analytics Opt-out
4.2 Payment Processors
- Providers: Paystack, Flutterwave, Monnify
- Purpose: Process payments securely
- Note: These services have their own cookie policies
5. Your Cookie Choices
5.1 Cookie Consent
When you first visit iCheck, we ask for your consent to use non-essential cookies. You can:
- Accept all cookies
- Reject non-essential cookies
- Customize your preferences
- Change your choices at any time
5.2 Browser Settings
Most browsers allow you to:
- View and delete cookies
- Block cookies from specific websites
- Block all third-party cookies
- Clear all cookies when you close the browser
- Receive alerts when cookies are being set
How to manage cookies in popular browsers:
- Google Chrome: Settings → Privacy and Security → Cookies
- Mozilla Firefox: Options → Privacy & Security → Cookies
- Safari: Preferences → Privacy → Cookies
- Microsoft Edge: Settings → Cookies and Site Permissions
- Opera: Settings → Privacy & Security → Cookies
Blocking essential cookies will prevent you from using iCheck's core features, including logging in and accessing your verification dashboard.
5.3 Mobile Devices
For mobile apps:
- iOS: Settings → Safari → Block All Cookies
- Android: Chrome → Settings → Site Settings → Cookies
6. Do Not Track (DNT)
Some browsers include a "Do Not Track" feature that signals websites you visit that you do not want to have your online activity tracked. Currently, there is no industry standard for how to respond to DNT signals, and iCheck does not currently respond to DNT signals.
7. Impact of Disabling Cookies
If you disable cookies, you may experience:
- Inability to log in to your account
- Loss of personalized settings and preferences
- Reduced website functionality
- Need to re-enter information frequently
- Difficulty completing multi-step processes
8. Cookies and Nigerian Law
Our use of cookies complies with:
- Nigeria Data Protection Regulation (NDPR) 2019
- NITDA Guidelines on Cookie Usage
- Nigerian Cybercrimes Act 2015
We ensure that:
- You are informed about cookies before they are placed
- You can provide or withdraw consent at any time
- Essential cookies are used only for legitimate purposes
- Cookie data is stored securely in compliance with NDPR
9. Updates to This Policy
We may update this Cookie Policy to reflect:
- Changes in our cookie practices
- New legal requirements
- Implementation of new technologies
- Addition of new third-party services
We will notify you of material changes through:
- Email notification
- Prominent notice on our Platform
- Updated consent banner
10. Contact Us About Cookies
If you have questions about our use of cookies:
iCheck Cookie Information
Email: [email protected]
Data Protection Officer: [email protected]
Phone: +234 (0) 812 569 5085
Address: Hustle 360 LTD, Lagos, Nigeria
11. Useful Resources
Learn more about cookies:
By using iCheck and accepting cookies, you consent to the use of cookies in accordance with this Cookie Policy. You can withdraw your consent at any time by changing your cookie settings or contacting us.